GERBER STATE BANK
ARGENTA, ILLINOIS · FDIC Cert #899
Capital & Safety Analysis
According to FDIC financial data, GERBER STATE BANK holds a Tier 1 capital ratio of 22.85%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GERBER STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GERBER STATE BANK shows strong financial health indicators. With $87M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GERBER STATE BANK has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 22.85%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GERBER STATE BANK holds $87M in total assets and $77M in total deposits. It is located in ARGENTA, ILLINOIS (FDIC Certificate #899).
GERBER STATE BANK has a Tier 1 capital ratio of 22.85%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.58%, and the return on assets is 1.02%.
Yes. GERBER STATE BANK is FDIC-insured (Certificate #899). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.