Skip to main content
BankHealth

GBC INTERNATIONAL BANK

LOS ANGELES, CALIFORNIA · FDIC Cert #22366

C
Health Score
50/100
$629M
Total Assets
$483M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, GBC INTERNATIONAL BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject GBC INTERNATIONAL BANK to additional regulatory scrutiny.

Key Financial Metrics

0.49%
Nonperforming Loans
Low — healthy loan portfolio
22.74%
Liquidity Ratio
Strong — can meet withdrawal demands
0.92%
Return on Assets
Low profitability
$483M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

GBC INTERNATIONAL BANK shows average financial health. While not alarming, its Health Score of 50/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

GBC INTERNATIONAL BANK has a Bank Health Score of C (50/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

GBC INTERNATIONAL BANK holds $629M in total assets and $483M in total deposits. It is located in LOS ANGELES, CALIFORNIA (FDIC Certificate #22366).

GBC INTERNATIONAL BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.49%, and the return on assets is 0.92%.

Yes. GBC INTERNATIONAL BANK is FDIC-insured (Certificate #22366). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: