GATEWAY BANK FSB
OAKLAND, CALIFORNIA · FDIC Cert #33103
Capital & Safety Analysis
According to FDIC financial data, GATEWAY BANK FSB holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject GATEWAY BANK FSB to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
GATEWAY BANK FSB shows some financial weakness with a Health Score of 42/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GATEWAY BANK FSB has a Bank Health Score of D (42/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GATEWAY BANK FSB holds $222M in total assets and $194M in total deposits. It is located in OAKLAND, CALIFORNIA (FDIC Certificate #33103).
GATEWAY BANK FSB has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.26%, and the return on assets is -1.47%.
Yes. GATEWAY BANK FSB is FDIC-insured (Certificate #33103). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.