Skip to main content
BankHealth

FRONTIER STATE BANK

OKLAHOMA CITY, OKLAHOMA · FDIC Cert #21978

B
Health Score
79/100
$531M
Total Assets
$449M
Total Deposits
13.30%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FRONTIER STATE BANK holds a Tier 1 capital ratio of 13.30%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FRONTIER STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
16.46%
Liquidity Ratio
Adequate liquidity
1.37%
Return on Assets
Profitable — earning well on assets
$449M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FRONTIER STATE BANK shows strong financial health indicators. With $531M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FRONTIER STATE BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 13.30%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FRONTIER STATE BANK holds $531M in total assets and $449M in total deposits. It is located in OKLAHOMA CITY, OKLAHOMA (FDIC Certificate #21978).

FRONTIER STATE BANK has a Tier 1 capital ratio of 13.30%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.37%.

Yes. FRONTIER STATE BANK is FDIC-insured (Certificate #21978). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: