FREEPORT STATE BANK
FREEPORT, MINNESOTA · FDIC Cert #8210
Capital & Safety Analysis
According to FDIC financial data, FREEPORT STATE BANK holds a Tier 1 capital ratio of 13.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FREEPORT STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FREEPORT STATE BANK shows strong financial health indicators. With $163M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FREEPORT STATE BANK has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 13.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FREEPORT STATE BANK holds $163M in total assets and $149M in total deposits. It is located in FREEPORT, MINNESOTA (FDIC Certificate #8210).
FREEPORT STATE BANK has a Tier 1 capital ratio of 13.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.07%.
Yes. FREEPORT STATE BANK is FDIC-insured (Certificate #8210). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.