FRAZER BANK
ALTUS, OKLAHOMA · FDIC Cert #4031
Capital & Safety Analysis
According to FDIC financial data, FRAZER BANK holds a Tier 1 capital ratio of 13.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FRAZER BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FRAZER BANK shows strong financial health indicators. With $358M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FRAZER BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 13.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FRAZER BANK holds $358M in total assets and $325M in total deposits. It is located in ALTUS, OKLAHOMA (FDIC Certificate #4031).
FRAZER BANK has a Tier 1 capital ratio of 13.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.19%, and the return on assets is 0.22%.
Yes. FRAZER BANK is FDIC-insured (Certificate #4031). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.