Skip to main content
BankHealth

FOURTH CAPITAL BANK

NASHVILLE, TENNESSEE · FDIC Cert #59101

B
Health Score
76/100
$517M
Total Assets
$451M
Total Deposits
12.33%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FOURTH CAPITAL BANK holds a Tier 1 capital ratio of 12.33%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FOURTH CAPITAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
20.92%
Liquidity Ratio
Strong — can meet withdrawal demands
0.11%
Return on Assets
Low profitability
$451M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FOURTH CAPITAL BANK shows strong financial health indicators. With $517M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FOURTH CAPITAL BANK has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 12.33%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FOURTH CAPITAL BANK holds $517M in total assets and $451M in total deposits. It is located in NASHVILLE, TENNESSEE (FDIC Certificate #59101).

FOURTH CAPITAL BANK has a Tier 1 capital ratio of 12.33%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.11%.

Yes. FOURTH CAPITAL BANK is FDIC-insured (Certificate #59101). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: