FOUR CORNERS COMMUNITY BANK
FARMINGTON, NEW MEXICO · FDIC Cert #35441
Capital & Safety Analysis
According to FDIC financial data, FOUR CORNERS COMMUNITY BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FOUR CORNERS COMMUNITY BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FOUR CORNERS COMMUNITY BANK shows some financial weakness with a Health Score of 42/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FOUR CORNERS COMMUNITY BANK has a Bank Health Score of D (42/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FOUR CORNERS COMMUNITY BANK holds $515M in total assets and $447M in total deposits. It is located in FARMINGTON, NEW MEXICO (FDIC Certificate #35441).
FOUR CORNERS COMMUNITY BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 3.34%, and the return on assets is 1.52%.
Yes. FOUR CORNERS COMMUNITY BANK is FDIC-insured (Certificate #35441). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.