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BankHealth

FORESIGHT BANK

PLAINVIEW, MINNESOTA · FDIC Cert #5229

B
Health Score
67/100
$377M
Total Assets
$305M
Total Deposits
11.82%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FORESIGHT BANK holds a Tier 1 capital ratio of 11.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FORESIGHT BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.42%
Nonperforming Loans
Low — healthy loan portfolio
12.37%
Liquidity Ratio
Adequate liquidity
0.83%
Return on Assets
Low profitability
$305M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FORESIGHT BANK shows strong financial health indicators. With $377M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FORESIGHT BANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 11.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FORESIGHT BANK holds $377M in total assets and $305M in total deposits. It is located in PLAINVIEW, MINNESOTA (FDIC Certificate #5229).

FORESIGHT BANK has a Tier 1 capital ratio of 11.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.42%, and the return on assets is 0.83%.

Yes. FORESIGHT BANK is FDIC-insured (Certificate #5229). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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