FNB COWETA
COWETA, OKLAHOMA · FDIC Cert #4071
Capital & Safety Analysis
According to FDIC financial data, FNB COWETA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FNB COWETA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FNB COWETA shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FNB COWETA has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FNB COWETA holds $107M in total assets and $98M in total deposits. It is located in COWETA, OKLAHOMA (FDIC Certificate #4071).
FNB COWETA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.80%, and the return on assets is 1.50%.
Yes. FNB COWETA is FDIC-insured (Certificate #4071). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.