FNB COMMUNITY BANK
MIDWEST CITY, OKLAHOMA · FDIC Cert #16127
Capital & Safety Analysis
According to FDIC financial data, FNB COMMUNITY BANK holds a Tier 1 capital ratio of 16.34%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FNB COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FNB COMMUNITY BANK shows strong financial health indicators. With $509M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FNB COMMUNITY BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 16.34%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FNB COMMUNITY BANK holds $509M in total assets and $418M in total deposits. It is located in MIDWEST CITY, OKLAHOMA (FDIC Certificate #16127).
FNB COMMUNITY BANK has a Tier 1 capital ratio of 16.34%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 4.06%, and the return on assets is 0.44%.
Yes. FNB COMMUNITY BANK is FDIC-insured (Certificate #16127). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.