FNB BANK INC
MAYFIELD, KENTUCKY · FDIC Cert #2759
Capital & Safety Analysis
According to FDIC financial data, FNB BANK INC holds a Tier 1 capital ratio of 10.62%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FNB BANK INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FNB BANK INC shows strong financial health indicators. With $670M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FNB BANK INC has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 10.62%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FNB BANK INC holds $670M in total assets and $607M in total deposits. It is located in MAYFIELD, KENTUCKY (FDIC Certificate #2759).
FNB BANK INC has a Tier 1 capital ratio of 10.62%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.17%, and the return on assets is 1.15%.
Yes. FNB BANK INC is FDIC-insured (Certificate #2759). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.