FM BANK
WASECA, MINNESOTA · FDIC Cert #10998
Capital & Safety Analysis
According to FDIC financial data, FM BANK holds a Tier 1 capital ratio of 10.52%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FM BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FM BANK shows strong financial health indicators. With $626M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FM BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 10.52%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FM BANK holds $626M in total assets and $575M in total deposits. It is located in WASECA, MINNESOTA (FDIC Certificate #10998).
FM BANK has a Tier 1 capital ratio of 10.52%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 0.88%.
Yes. FM BANK is FDIC-insured (Certificate #10998). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.