FLORIDA CAPITAL BANK NA
JACKSONVILLE, FLORIDA · FDIC Cert #26323
Capital & Safety Analysis
According to FDIC financial data, FLORIDA CAPITAL BANK NA holds a Tier 1 capital ratio of 14.49%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FLORIDA CAPITAL BANK NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FLORIDA CAPITAL BANK NA shows strong financial health indicators. With $556M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FLORIDA CAPITAL BANK NA has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 14.49%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FLORIDA CAPITAL BANK NA holds $556M in total assets and $442M in total deposits. It is located in JACKSONVILLE, FLORIDA (FDIC Certificate #26323).
FLORIDA CAPITAL BANK NA has a Tier 1 capital ratio of 14.49%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.30%, and the return on assets is 1.29%.
Yes. FLORIDA CAPITAL BANK NA is FDIC-insured (Certificate #26323). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.