FLINT COMMUNITY BANK
ALBANY, GEORGIA · FDIC Cert #58074
Capital & Safety Analysis
According to FDIC financial data, FLINT COMMUNITY BANK holds a Tier 1 capital ratio of 11.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FLINT COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FLINT COMMUNITY BANK shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FLINT COMMUNITY BANK has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 11.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FLINT COMMUNITY BANK holds $308M in total assets and $268M in total deposits. It is located in ALBANY, GEORGIA (FDIC Certificate #58074).
FLINT COMMUNITY BANK has a Tier 1 capital ratio of 11.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.01%, and the return on assets is 1.49%.
Yes. FLINT COMMUNITY BANK is FDIC-insured (Certificate #58074). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.