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BankHealth

FIRST WESTERN TRUST BANK

DENVER, COLORADO · FDIC Cert #57607

C
Health Score
56/100
$2.9B
Total Assets
$2.4B
Total Deposits
11.22%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST WESTERN TRUST BANK holds a Tier 1 capital ratio of 11.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST WESTERN TRUST BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.52%
Nonperforming Loans
Moderate — some loan stress
11.12%
Liquidity Ratio
Adequate liquidity
0.47%
Return on Assets
Low profitability
$2.4B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST WESTERN TRUST BANK shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST WESTERN TRUST BANK has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 11.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST WESTERN TRUST BANK holds $2.9B in total assets and $2.4B in total deposits. It is located in DENVER, COLORADO (FDIC Certificate #57607).

FIRST WESTERN TRUST BANK has a Tier 1 capital ratio of 11.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.52%, and the return on assets is 0.47%.

Yes. FIRST WESTERN TRUST BANK is FDIC-insured (Certificate #57607). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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