FIRST WESTERN BANK&TRUST
MINOT, NORTH DAKOTA · FDIC Cert #19123
Capital & Safety Analysis
According to FDIC financial data, FIRST WESTERN BANK&TRUST holds a Tier 1 capital ratio of 10.40%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST WESTERN BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST WESTERN BANK&TRUST shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST WESTERN BANK&TRUST has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 10.40%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST WESTERN BANK&TRUST holds $2.2B in total assets and $1.9B in total deposits. It is located in MINOT, NORTH DAKOTA (FDIC Certificate #19123).
FIRST WESTERN BANK&TRUST has a Tier 1 capital ratio of 10.40%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.57%, and the return on assets is 0.56%.
Yes. FIRST WESTERN BANK&TRUST is FDIC-insured (Certificate #19123). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.