FIRST UTAH BANK
SALT LAKE CITY, UTAH · FDIC Cert #22738
Capital & Safety Analysis
According to FDIC financial data, FIRST UTAH BANK holds a Tier 1 capital ratio of 11.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST UTAH BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST UTAH BANK shows strong financial health indicators. With $753M in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST UTAH BANK has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 11.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST UTAH BANK holds $753M in total assets and $625M in total deposits. It is located in SALT LAKE CITY, UTAH (FDIC Certificate #22738).
FIRST UTAH BANK has a Tier 1 capital ratio of 11.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.46%, and the return on assets is 1.49%.
Yes. FIRST UTAH BANK is FDIC-insured (Certificate #22738). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.