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BankHealth

FIRST TRI COUNTY BANK

SWANTON, NEBRASKA · FDIC Cert #8333

C
Health Score
57/100
$75M
Total Assets
$61M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, FIRST TRI COUNTY BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST TRI COUNTY BANK to additional regulatory scrutiny.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
28.83%
Liquidity Ratio
Strong — can meet withdrawal demands
0.28%
Return on Assets
Low profitability
$61M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST TRI COUNTY BANK shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST TRI COUNTY BANK has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST TRI COUNTY BANK holds $75M in total assets and $61M in total deposits. It is located in SWANTON, NEBRASKA (FDIC Certificate #8333).

FIRST TRI COUNTY BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.28%.

Yes. FIRST TRI COUNTY BANK is FDIC-insured (Certificate #8333). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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