FIRST STB OF THE SE INC
MIDDLESBORO, KENTUCKY · FDIC Cert #2710
Capital & Safety Analysis
According to FDIC financial data, FIRST STB OF THE SE INC holds a Tier 1 capital ratio of 10.81%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STB OF THE SE INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STB OF THE SE INC shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STB OF THE SE INC has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 10.81%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STB OF THE SE INC holds $415M in total assets and $360M in total deposits. It is located in MIDDLESBORO, KENTUCKY (FDIC Certificate #2710).
FIRST STB OF THE SE INC has a Tier 1 capital ratio of 10.81%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.90%, and the return on assets is 0.91%.
Yes. FIRST STB OF THE SE INC is FDIC-insured (Certificate #2710). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.