FIRST STB OF MIDDLEBURY
MIDDLEBURY, INDIANA · FDIC Cert #8745
Capital & Safety Analysis
According to FDIC financial data, FIRST STB OF MIDDLEBURY holds a Tier 1 capital ratio of 15.75%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STB OF MIDDLEBURY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STB OF MIDDLEBURY shows strong financial health indicators. With $783M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STB OF MIDDLEBURY has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 15.75%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STB OF MIDDLEBURY holds $783M in total assets and $613M in total deposits. It is located in MIDDLEBURY, INDIANA (FDIC Certificate #8745).
FIRST STB OF MIDDLEBURY has a Tier 1 capital ratio of 15.75%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.11%, and the return on assets is 1.67%.
Yes. FIRST STB OF MIDDLEBURY is FDIC-insured (Certificate #8745). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.