FIRST STB OF DEKALB COUNTY
FORT PAYNE, ALABAMA · FDIC Cert #23815
Capital & Safety Analysis
According to FDIC financial data, FIRST STB OF DEKALB COUNTY holds a Tier 1 capital ratio of 19.16%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STB OF DEKALB COUNTY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STB OF DEKALB COUNTY shows strong financial health indicators. With $325M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STB OF DEKALB COUNTY has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 19.16%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STB OF DEKALB COUNTY holds $325M in total assets and $280M in total deposits. It is located in FORT PAYNE, ALABAMA (FDIC Certificate #23815).
FIRST STB OF DEKALB COUNTY has a Tier 1 capital ratio of 19.16%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.83%, and the return on assets is 3.08%.
Yes. FIRST STB OF DEKALB COUNTY is FDIC-insured (Certificate #23815). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.