FIRST STATE BANK SOUTHWEST
PIPESTONE, MINNESOTA · FDIC Cert #9770
Capital & Safety Analysis
According to FDIC financial data, FIRST STATE BANK SOUTHWEST holds a Tier 1 capital ratio of 16.19%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STATE BANK SOUTHWEST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STATE BANK SOUTHWEST shows strong financial health indicators. With $394M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STATE BANK SOUTHWEST has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 16.19%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STATE BANK SOUTHWEST holds $394M in total assets and $329M in total deposits. It is located in PIPESTONE, MINNESOTA (FDIC Certificate #9770).
FIRST STATE BANK SOUTHWEST has a Tier 1 capital ratio of 16.19%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.56%, and the return on assets is 0.73%.
Yes. FIRST STATE BANK SOUTHWEST is FDIC-insured (Certificate #9770). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.