FIRST STATE BANK OF ROSCOE
ROSCOE, SOUTH DAKOTA · FDIC Cert #9005
Capital & Safety Analysis
According to FDIC financial data, FIRST STATE BANK OF ROSCOE holds a Tier 1 capital ratio of 22.61%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STATE BANK OF ROSCOE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STATE BANK OF ROSCOE shows strong financial health indicators. With $138M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STATE BANK OF ROSCOE has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 22.61%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STATE BANK OF ROSCOE holds $138M in total assets and $117M in total deposits. It is located in ROSCOE, SOUTH DAKOTA (FDIC Certificate #9005).
FIRST STATE BANK OF ROSCOE has a Tier 1 capital ratio of 22.61%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.23%, and the return on assets is 2.01%.
Yes. FIRST STATE BANK OF ROSCOE is FDIC-insured (Certificate #9005). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.