FIRST STATE BANK OF PORTER
PORTER, INDIANA · FDIC Cert #12836
Capital & Safety Analysis
According to FDIC financial data, FIRST STATE BANK OF PORTER holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST STATE BANK OF PORTER to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST STATE BANK OF PORTER shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STATE BANK OF PORTER has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STATE BANK OF PORTER holds $159M in total assets and $138M in total deposits. It is located in PORTER, INDIANA (FDIC Certificate #12836).
FIRST STATE BANK OF PORTER has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.18%, and the return on assets is 0.72%.
Yes. FIRST STATE BANK OF PORTER is FDIC-insured (Certificate #12836). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.