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BankHealth

FIRST STATE BANK OF FORSYTH

FORSYTH, MONTANA · FDIC Cert #8317

D
Health Score
47/100
$152M
Total Assets
$125M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, FIRST STATE BANK OF FORSYTH holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST STATE BANK OF FORSYTH to additional regulatory scrutiny.

Key Financial Metrics

2.67%
Nonperforming Loans
Moderate — some loan stress
47.07%
Liquidity Ratio
Strong — can meet withdrawal demands
1.46%
Return on Assets
Profitable — earning well on assets
$125M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST STATE BANK OF FORSYTH shows some financial weakness with a Health Score of 47/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST STATE BANK OF FORSYTH has a Bank Health Score of D (47/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST STATE BANK OF FORSYTH holds $152M in total assets and $125M in total deposits. It is located in FORSYTH, MONTANA (FDIC Certificate #8317).

FIRST STATE BANK OF FORSYTH has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 2.67%, and the return on assets is 1.46%.

Yes. FIRST STATE BANK OF FORSYTH is FDIC-insured (Certificate #8317). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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