FIRST STATE BANK NEBRASKA
LINCOLN, NEBRASKA · FDIC Cert #13868
Capital & Safety Analysis
According to FDIC financial data, FIRST STATE BANK NEBRASKA holds a Tier 1 capital ratio of 11.49%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STATE BANK NEBRASKA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STATE BANK NEBRASKA shows strong financial health indicators. With $1.0B in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STATE BANK NEBRASKA has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 11.49%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STATE BANK NEBRASKA holds $1.0B in total assets and $832M in total deposits. It is located in LINCOLN, NEBRASKA (FDIC Certificate #13868).
FIRST STATE BANK NEBRASKA has a Tier 1 capital ratio of 11.49%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 0.92%.
Yes. FIRST STATE BANK NEBRASKA is FDIC-insured (Certificate #13868). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.