FIRST SOUTHEAST BANK
HARMONY, MINNESOTA · FDIC Cert #10576
Capital & Safety Analysis
According to FDIC financial data, FIRST SOUTHEAST BANK holds a Tier 1 capital ratio of 9.26%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST SOUTHEAST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST SOUTHEAST BANK shows strong financial health indicators. With $129M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST SOUTHEAST BANK has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 9.26%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST SOUTHEAST BANK holds $129M in total assets and $103M in total deposits. It is located in HARMONY, MINNESOTA (FDIC Certificate #10576).
FIRST SOUTHEAST BANK has a Tier 1 capital ratio of 9.26%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.97%.
Yes. FIRST SOUTHEAST BANK is FDIC-insured (Certificate #10576). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.