FIRST SHORE FS&LA
SALISBURY, MARYLAND · FDIC Cert #30680
Capital & Safety Analysis
According to FDIC financial data, FIRST SHORE FS&LA holds a Tier 1 capital ratio of 25.90%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST SHORE FS&LA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST SHORE FS&LA shows strong financial health indicators. With $359M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST SHORE FS&LA has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 25.90%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST SHORE FS&LA holds $359M in total assets and $297M in total deposits. It is located in SALISBURY, MARYLAND (FDIC Certificate #30680).
FIRST SHORE FS&LA has a Tier 1 capital ratio of 25.90%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.23%, and the return on assets is 1.01%.
Yes. FIRST SHORE FS&LA is FDIC-insured (Certificate #30680). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.