FIRST PORT CITY BANK
BAINBRIDGE, GEORGIA · FDIC Cert #21784
Capital & Safety Analysis
According to FDIC financial data, FIRST PORT CITY BANK holds a Tier 1 capital ratio of 12.57%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST PORT CITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST PORT CITY BANK shows strong financial health indicators. With $548M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST PORT CITY BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 12.57%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST PORT CITY BANK holds $548M in total assets and $498M in total deposits. It is located in BAINBRIDGE, GEORGIA (FDIC Certificate #21784).
FIRST PORT CITY BANK has a Tier 1 capital ratio of 12.57%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.97%, and the return on assets is 1.33%.
Yes. FIRST PORT CITY BANK is FDIC-insured (Certificate #21784). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.