FIRST NORTHERN BANK OF WY
BUFFALO, WYOMING · FDIC Cert #2208
Capital & Safety Analysis
According to FDIC financial data, FIRST NORTHERN BANK OF WY holds a Tier 1 capital ratio of 12.10%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NORTHERN BANK OF WY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NORTHERN BANK OF WY shows strong financial health indicators. With $799M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NORTHERN BANK OF WY has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 12.10%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NORTHERN BANK OF WY holds $799M in total assets and $706M in total deposits. It is located in BUFFALO, WYOMING (FDIC Certificate #2208).
FIRST NORTHERN BANK OF WY has a Tier 1 capital ratio of 12.10%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.54%, and the return on assets is 0.96%.
Yes. FIRST NORTHERN BANK OF WY is FDIC-insured (Certificate #2208). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.