FIRST NM BANK LAS CRUCES
LAS CRUCES, NEW MEXICO · FDIC Cert #58745
Capital & Safety Analysis
According to FDIC financial data, FIRST NM BANK LAS CRUCES holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NM BANK LAS CRUCES to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST NM BANK LAS CRUCES shows strong financial health indicators. With $152M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NM BANK LAS CRUCES has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NM BANK LAS CRUCES holds $152M in total assets and $128M in total deposits. It is located in LAS CRUCES, NEW MEXICO (FDIC Certificate #58745).
FIRST NM BANK LAS CRUCES has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.18%.
Yes. FIRST NM BANK LAS CRUCES is FDIC-insured (Certificate #58745). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.