FIRST NEW MEXICO BANK
DEMING, NEW MEXICO · FDIC Cert #18514
Capital & Safety Analysis
According to FDIC financial data, FIRST NEW MEXICO BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NEW MEXICO BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST NEW MEXICO BANK shows some financial weakness with a Health Score of 40/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NEW MEXICO BANK has a Bank Health Score of D (40/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NEW MEXICO BANK holds $264M in total assets and $224M in total deposits. It is located in DEMING, NEW MEXICO (FDIC Certificate #18514).
FIRST NEW MEXICO BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 4.00%, and the return on assets is 1.70%.
Yes. FIRST NEW MEXICO BANK is FDIC-insured (Certificate #18514). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.