FIRST NB&T CO OF MIAMI
MIAMI, OKLAHOMA · FDIC Cert #4148
Capital & Safety Analysis
According to FDIC financial data, FIRST NB&T CO OF MIAMI holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NB&T CO OF MIAMI to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST NB&T CO OF MIAMI shows strong financial health indicators. With $210M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB&T CO OF MIAMI has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB&T CO OF MIAMI holds $210M in total assets and $186M in total deposits. It is located in MIAMI, OKLAHOMA (FDIC Certificate #4148).
FIRST NB&T CO OF MIAMI has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 3.42%.
Yes. FIRST NB&T CO OF MIAMI is FDIC-insured (Certificate #4148). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.