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BankHealth

FIRST NB&T CO BROKEN ARROW

BROKEN ARROW, OKLAHOMA · FDIC Cert #4050

A
Health Score
86/100
$234M
Total Assets
$200M
Total Deposits
19.91%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST NB&T CO BROKEN ARROW holds a Tier 1 capital ratio of 19.91%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB&T CO BROKEN ARROW has a strong buffer to absorb potential losses.

Key Financial Metrics

1.67%
Nonperforming Loans
Moderate — some loan stress
26.04%
Liquidity Ratio
Strong — can meet withdrawal demands
2.51%
Return on Assets
Profitable — earning well on assets
$200M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST NB&T CO BROKEN ARROW shows strong financial health indicators. With $234M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST NB&T CO BROKEN ARROW has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 19.91%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST NB&T CO BROKEN ARROW holds $234M in total assets and $200M in total deposits. It is located in BROKEN ARROW, OKLAHOMA (FDIC Certificate #4050).

FIRST NB&T CO BROKEN ARROW has a Tier 1 capital ratio of 19.91%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.67%, and the return on assets is 2.51%.

Yes. FIRST NB&T CO BROKEN ARROW is FDIC-insured (Certificate #4050). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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