FIRST NB OF LINDSAY
LINDSAY, OKLAHOMA · FDIC Cert #4134
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF LINDSAY holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NB OF LINDSAY to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF LINDSAY shows some financial weakness with a Health Score of 43/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF LINDSAY has a Bank Health Score of D (43/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF LINDSAY holds $108M in total assets and $98M in total deposits. It is located in LINDSAY, OKLAHOMA (FDIC Certificate #4134).
FIRST NB OF LINDSAY has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 2.04%, and the return on assets is 1.32%.
Yes. FIRST NB OF LINDSAY is FDIC-insured (Certificate #4134). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.