FIRST NB OF KENTUCKY
CARROLLTON, KENTUCKY · FDIC Cert #2735
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF KENTUCKY holds a Tier 1 capital ratio of 12.50%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF KENTUCKY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF KENTUCKY shows strong financial health indicators. With $219M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF KENTUCKY has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 12.50%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF KENTUCKY holds $219M in total assets and $191M in total deposits. It is located in CARROLLTON, KENTUCKY (FDIC Certificate #2735).
FIRST NB OF KENTUCKY has a Tier 1 capital ratio of 12.50%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.54%, and the return on assets is 1.00%.
Yes. FIRST NB OF KENTUCKY is FDIC-insured (Certificate #2735). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.