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BankHealth

FIRST NB OF HARVEYVILLE

HARVEYVILLE, KANSAS · FDIC Cert #4683

A
Health Score
92/100
$16M
Total Assets
$14M
Total Deposits
17.73%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST NB OF HARVEYVILLE holds a Tier 1 capital ratio of 17.73%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF HARVEYVILLE has a strong buffer to absorb potential losses.

Key Financial Metrics

0.11%
Nonperforming Loans
Low — healthy loan portfolio
30.80%
Liquidity Ratio
Strong — can meet withdrawal demands
0.26%
Return on Assets
Low profitability
$14M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST NB OF HARVEYVILLE shows strong financial health indicators. With $16M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST NB OF HARVEYVILLE has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 17.73%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST NB OF HARVEYVILLE holds $16M in total assets and $14M in total deposits. It is located in HARVEYVILLE, KANSAS (FDIC Certificate #4683).

FIRST NB OF HARVEYVILLE has a Tier 1 capital ratio of 17.73%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.11%, and the return on assets is 0.26%.

Yes. FIRST NB OF HARVEYVILLE is FDIC-insured (Certificate #4683). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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