FIRST NB OF GERMANTOWN
GERMANTOWN, OHIO · FDIC Cert #6592
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF GERMANTOWN holds a Tier 1 capital ratio of 16.19%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF GERMANTOWN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF GERMANTOWN shows strong financial health indicators. With $90M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF GERMANTOWN has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 16.19%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF GERMANTOWN holds $90M in total assets and $80M in total deposits. It is located in GERMANTOWN, OHIO (FDIC Certificate #6592).
FIRST NB OF GERMANTOWN has a Tier 1 capital ratio of 16.19%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 0.59%.
Yes. FIRST NB OF GERMANTOWN is FDIC-insured (Certificate #6592). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.