FIRST NB OF ABSECON
ABSECON, NEW JERSEY · FDIC Cert #6442
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF ABSECON holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NB OF ABSECON to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF ABSECON shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF ABSECON has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF ABSECON holds $181M in total assets and $165M in total deposits. It is located in ABSECON, NEW JERSEY (FDIC Certificate #6442).
FIRST NB OF ABSECON has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.12%, and the return on assets is 0.64%.
Yes. FIRST NB OF ABSECON is FDIC-insured (Certificate #6442). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.