FIRST NB MINNESOTA
SAINT PETER, MINNESOTA · FDIC Cert #5247
Capital & Safety Analysis
According to FDIC financial data, FIRST NB MINNESOTA holds a Tier 1 capital ratio of 11.04%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB MINNESOTA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB MINNESOTA shows strong financial health indicators. With $451M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB MINNESOTA has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 11.04%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB MINNESOTA holds $451M in total assets and $384M in total deposits. It is located in SAINT PETER, MINNESOTA (FDIC Certificate #5247).
FIRST NB MINNESOTA has a Tier 1 capital ratio of 11.04%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.51%, and the return on assets is 0.95%.
Yes. FIRST NB MINNESOTA is FDIC-insured (Certificate #5247). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.