FIRST NB IN PHILIP
PHILIP, SOUTH DAKOTA · FDIC Cert #3999
Capital & Safety Analysis
According to FDIC financial data, FIRST NB IN PHILIP holds a Tier 1 capital ratio of 15.56%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB IN PHILIP has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB IN PHILIP shows strong financial health indicators. With $360M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB IN PHILIP has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 15.56%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB IN PHILIP holds $360M in total assets and $315M in total deposits. It is located in PHILIP, SOUTH DAKOTA (FDIC Certificate #3999).
FIRST NB IN PHILIP has a Tier 1 capital ratio of 15.56%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.95%.
Yes. FIRST NB IN PHILIP is FDIC-insured (Certificate #3999). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.