FIRST NATIONAL BANK OF HOPE
HOPE, KANSAS · FDIC Cert #4690
Capital & Safety Analysis
According to FDIC financial data, FIRST NATIONAL BANK OF HOPE holds a Tier 1 capital ratio of 18.72%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NATIONAL BANK OF HOPE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NATIONAL BANK OF HOPE shows strong financial health indicators. With $86M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NATIONAL BANK OF HOPE has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 18.72%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NATIONAL BANK OF HOPE holds $86M in total assets and $71M in total deposits. It is located in HOPE, KANSAS (FDIC Certificate #4690).
FIRST NATIONAL BANK OF HOPE has a Tier 1 capital ratio of 18.72%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.57%, and the return on assets is 0.52%.
Yes. FIRST NATIONAL BANK OF HOPE is FDIC-insured (Certificate #4690). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.