FIRST LIBERTY BANK
OKLAHOMA CITY, OKLAHOMA · FDIC Cert #14029
Capital & Safety Analysis
According to FDIC financial data, FIRST LIBERTY BANK holds a Tier 1 capital ratio of 13.50%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST LIBERTY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST LIBERTY BANK shows strong financial health indicators. With $727M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST LIBERTY BANK has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 13.50%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST LIBERTY BANK holds $727M in total assets and $608M in total deposits. It is located in OKLAHOMA CITY, OKLAHOMA (FDIC Certificate #14029).
FIRST LIBERTY BANK has a Tier 1 capital ratio of 13.50%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.33%, and the return on assets is 1.38%.
Yes. FIRST LIBERTY BANK is FDIC-insured (Certificate #14029). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.