FIRST KEYSTONE CMTY BANK
BERWICK, PENNSYLVANIA · FDIC Cert #7404
Capital & Safety Analysis
According to FDIC financial data, FIRST KEYSTONE CMTY BANK holds a Tier 1 capital ratio of 15.07%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST KEYSTONE CMTY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST KEYSTONE CMTY BANK shows strong financial health indicators. With $1.4B in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST KEYSTONE CMTY BANK has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 15.07%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST KEYSTONE CMTY BANK holds $1.4B in total assets and $992M in total deposits. It is located in BERWICK, PENNSYLVANIA (FDIC Certificate #7404).
FIRST KEYSTONE CMTY BANK has a Tier 1 capital ratio of 15.07%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.53%, and the return on assets is -2.30%.
Yes. FIRST KEYSTONE CMTY BANK is FDIC-insured (Certificate #7404). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.