FIRST INTERNATIONAL B&T
WATFORD CITY, NORTH DAKOTA · FDIC Cert #10248
Capital & Safety Analysis
According to FDIC financial data, FIRST INTERNATIONAL B&T holds a Tier 1 capital ratio of 10.04%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST INTERNATIONAL B&T has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST INTERNATIONAL B&T shows strong financial health indicators. With $5.4B in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST INTERNATIONAL B&T has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 10.04%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST INTERNATIONAL B&T holds $5.4B in total assets and $4.8B in total deposits. It is located in WATFORD CITY, NORTH DAKOTA (FDIC Certificate #10248).
FIRST INTERNATIONAL B&T has a Tier 1 capital ratio of 10.04%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.67%, and the return on assets is 1.54%.
Yes. FIRST INTERNATIONAL B&T is FDIC-insured (Certificate #10248). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.