FIRST FS&LA OF SAN RAFAEL
SAN RAFAEL, CALIFORNIA · FDIC Cert #31406
Capital & Safety Analysis
According to FDIC financial data, FIRST FS&LA OF SAN RAFAEL holds a Tier 1 capital ratio of 22.98%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FS&LA OF SAN RAFAEL has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST FS&LA OF SAN RAFAEL shows strong financial health indicators. With $232M in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FS&LA OF SAN RAFAEL has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 22.98%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FS&LA OF SAN RAFAEL holds $232M in total assets and $179M in total deposits. It is located in SAN RAFAEL, CALIFORNIA (FDIC Certificate #31406).
FIRST FS&LA OF SAN RAFAEL has a Tier 1 capital ratio of 22.98%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.37%.
Yes. FIRST FS&LA OF SAN RAFAEL is FDIC-insured (Certificate #31406). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.