FIRST FS&LA OF GREENSBURG
GREENSBURG, INDIANA · FDIC Cert #30058
Capital & Safety Analysis
According to FDIC financial data, FIRST FS&LA OF GREENSBURG holds a Tier 1 capital ratio of 21.66%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FS&LA OF GREENSBURG has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST FS&LA OF GREENSBURG shows strong financial health indicators. With $169M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FS&LA OF GREENSBURG has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 21.66%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FS&LA OF GREENSBURG holds $169M in total assets and $153M in total deposits. It is located in GREENSBURG, INDIANA (FDIC Certificate #30058).
FIRST FS&LA OF GREENSBURG has a Tier 1 capital ratio of 21.66%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.71%, and the return on assets is -0.06%.
Yes. FIRST FS&LA OF GREENSBURG is FDIC-insured (Certificate #30058). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.