FIRST FS&LA OF BATH
BATH, MAINE · FDIC Cert #29636
Capital & Safety Analysis
According to FDIC financial data, FIRST FS&LA OF BATH holds a Tier 1 capital ratio of 25.60%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FS&LA OF BATH has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST FS&LA OF BATH shows strong financial health indicators. With $180M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FS&LA OF BATH has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 25.60%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FS&LA OF BATH holds $180M in total assets and $137M in total deposits. It is located in BATH, MAINE (FDIC Certificate #29636).
FIRST FS&LA OF BATH has a Tier 1 capital ratio of 25.60%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.97%, and the return on assets is 0.31%.
Yes. FIRST FS&LA OF BATH is FDIC-insured (Certificate #29636). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.