FIRST FINANCIAL BANK
BESSEMER, ALABAMA · FDIC Cert #19440
Capital & Safety Analysis
According to FDIC financial data, FIRST FINANCIAL BANK holds a Tier 1 capital ratio of 15.09%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FINANCIAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST FINANCIAL BANK shows strong financial health indicators. With $227M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FINANCIAL BANK has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 15.09%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FINANCIAL BANK holds $227M in total assets and $216M in total deposits. It is located in BESSEMER, ALABAMA (FDIC Certificate #19440).
FIRST FINANCIAL BANK has a Tier 1 capital ratio of 15.09%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 1.22%.
Yes. FIRST FINANCIAL BANK is FDIC-insured (Certificate #19440). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.